Q3 in Markets: Higher Rates Don't Lift All Ships
15 Oct 2026In Q3, market attention shifted from equities toward the bond market. Sovereign debt across Western economies experienced a sharp, synchronized sell-off as investors grew increasingly uneasy about escalating government deficits, persistent inflation, and long-term debt sustainability. Benchmark yields on U.S. Bonds, alongside European and Japanese sovereign debt, climbed to multi-decade-high levels with the 10 -Year Treasury surpassing 5% for the first time since 2007.
Measuring What Matters: A Better Way to Evaluate Your Portfolio
13 Oct 2026Every investor needs a measuring tool. Without one, there is no way to know whether a portfolio is growing or an advisor is making prudent decisions. Broad-market indices are often the default choice, and for good reason: they are simple, transparent, and easy to check daily. In a plain 60/40 or 80/20 portfolio, the MSCI World Index or the FTSE Canada Universe Bond Index can be fair proxies for International Equities or Fixed Income. But are they an analogous benchmark?
What to Know Before Starting a Private Foundation in Canada
25 Sep 2026For farm families, business owners, and high‑net‑worth households, giving is deeply personal, which is why establishing a private foundation is as much a values decision as it is a legal and financial one. When clients ask us how much they should (or can) give, we flip the script. As wealth grows, the focus often shifts from generosity alone to building a meaningful legacy through structured stewardship that is organized, sustainable, and reflects the family’s unique ethos.
The New ESG: Energy, Security and Groceries
16 Sep 2026For much of the past decade, ESG (environmental, social and governance) considerations became a defining lens for investors, corporations and policymakers. Capital was directed toward decarbonization, corporate accountability and social outcomes. Energy producers faced a higher cost of capital as governments set increasingly ambitious emissions targets, and investors were encouraged to view traditional energy exposure as a risk to be minimized.
Are You Financially Fit?
31 Jul 2026As we settle into the dog days of summer here in Canada, many are making the most of the mountain trails and sparkling lakes, seizing every opportunity to be outside. We hope you’re finding time to enjoy the extra daylight hours, whether that means biking, hiking, kayaking, golfing, playing tennis, or simply burning off all that pent-up winter energy. It’s a short season, but a glorious one.
Dance Until the Music Stops
02 Jul 2026There is a number that keeps appearing in earnings calls, infrastructure announcements, and government industrial strategies, and it keeps getting bigger. A hundred billion here. A quarter of a trillion there. The figures attached to AI investments have become so large and have been repeated so often that they no longer seem to elicit a reaction from most investors.