Wealth in the Making: Tax-Efficient Strategies for High-Earning Professionals in Their Accumulation Years
05 May 2026Tax season is officially over. For high-earning young professionals in their 30s and 40s, it's when an uncomfortable question surfaces: how much money was left on the table? You may be incorporated, maxing out your RRSP, and doing all the right things. But without a coordinated approach to how income is earned, sheltered, and eventually extracted, a meaningful portion of accumulated wealth could be quietly lost to tax drag year after year.
I'm Retired... Now What?
20 Feb 2026We all know that “health is wealth” and “time is money,” yet when it comes to the years leading up to retirement, many are not prepared for the decades ahead. Much of it comes down to mindset.
Generational Wealth Planning and the 21-Year Deemed Disposition Rule: What Budget 2025 Changes
28 Nov 2025The 2025 Canadian federal budget introduced significant changes to the taxation framework for trusts, notably tightening rules around the trust-to-trust transfer provisions designed to restrict tax avoidance related to the 21-year deemed disposition rule.
Closing the Cottage for the Season: A Financial and Family Review
09 Oct 2025Whether you're considering maintenance, renovations, or even the future of the cottage itself, this seasonal close is an opportunity to reflect and plan for what's ahead.
“One Big Beautiful Bill” Could Trigger Major Changes in Cross-Border Taxation
03 Jun 2025As the U.S. continues to grapple with fiscal pressures, the Trump administration’s sweeping tax and spending package, dubbed the “One Big Beautiful Bill Act,” has cleared the House of Representatives and now faces Senate scrutiny. Among the most consequential measures for Canadians: a new excise tax on outbound money transfers by non-citizens and a sharp increase in tax on U.S.-source income.
RRIF 25% Minimum Reduction on the Table: Why Waiting to Withdraw Could Be a Smart Move
05 May 2025In the lead-up to the federal election — and amid market volatility driven by ongoing trade tensions — the Liberal government proposed a temporary 25% reduction in the minimum required withdrawals from Registered Retirement Income Funds (RRIFs) for one year.