GENERATIONAL WEALTH PLANNING AND THE 21-YEAR DEEMED DISPOSITION RULE: WHAT BUDGET 2025 CHANGES
28 Nov 2025The 2025 Canadian federal budget introduced significant changes to the taxation framework for trusts, notably tightening rules around the trust-to-trust transfer provisions designed to restrict tax avoidance related to the 21-year deemed disposition rule.
CLOSING THE COTTAGE FOR THE SEASON: A FINANCIAL AND FAMILY REVIEW
09 Oct 2025Whether you're considering maintenance, renovations, or even the future of the cottage itself, this seasonal close is an opportunity to reflect and plan for what's ahead.
“ONE BIG BEAUTIFUL BILL” COULD TRIGGER MAJOR CHANGES IN CROSS-BORDER TAXATION
03 Jun 2025As the U.S. continues to grapple with fiscal pressures, the Trump administration’s sweeping tax and spending package, dubbed the “One Big Beautiful Bill Act,” has cleared the House of Representatives and now faces Senate scrutiny. Among the most consequential measures for Canadians: a new excise tax on outbound money transfers by non-citizens and a sharp increase in tax on U.S.-source income.
RRIF 25% MINIMUM REDUCTION ON THE TABLE: WHY WAITING TO WITHDRAW COULD BE A SMART MOVE
05 May 2025In the lead-up to the federal election — and amid market volatility driven by ongoing trade tensions — the Liberal government proposed a temporary 25% reduction in the minimum required withdrawals from Registered Retirement Income Funds (RRIFs) for one year.
Can You Leverage the New Canadian Entrepreneurs’ Incentive?
09 Sep 2024To start and scale a business, entrepreneurs require substantial capital for investments in workforce, technology, and infrastructure. The 2024 federal budget introduced a new Canadian Entrepreneurs’ Incentive (CEI) aimed at driving economic growth and boosting productivity, but the draft severely misses the mark.
Concentration Risk: Comparing Apples to Apples
09 Aug 2024Concentration risk can be a double-edged sword, offering the potential for significant gains but also exposing investors to devastating losses. Recent market trends have amplified this risk, making it crucial for investors to understand and manage their portfolio concentration effectively.