The Clean Energy Transition Hits a New Frequency
20 Mar 2026
The global energy transition is no longer driven solely by climate policy. In a multipolar world where nations prioritize protectionism and decentralization of critical infrastructure, energy resilience has become a strategic imperative, even a matter of “national security” if you will.
Discipline During Times of Disruption
13 Mar 2026
The past week may go down as one of the most critically important weeks in recent history, yet equity markets didn’t seem to notice. While the futures market was wildly oscillating, if you were only looking at the energy market indices, you might have missed out on the excitement entirely.
I'm Retired... Now What?
20 Feb 2026
We all know that “health is wealth” and “time is money,” yet when it comes to the years leading up to retirement, many are not prepared for the decades ahead. Much of it comes down to mindset.
Generational Wealth Planning and the 21-Year Deemed Disposition Rule: What Budget 2025 Changes
28 Nov 2025
The 2025 Canadian federal budget introduced significant changes to the taxation framework for trusts, notably tightening rules around the trust-to-trust transfer provisions designed to restrict tax avoidance related to the 21-year deemed disposition rule.
SANDSTONE Recertifies as a B Corporation
27 Oct 2025
We’re proud to announce that SANDSTONE has successfully recertified as a B Corporation over the summer! B Corps must undergo a rigorous B Impact Assessment (BIA) recertification process every three years to maintain their status, meeting high standards of social and environmental performance, accountability, and transparency.
Closing the Cottage for the Season: A Financial and Family Review
09 Oct 2025
Whether you're considering maintenance, renovations, or even the future of the cottage itself, this seasonal close is an opportunity to reflect and plan for what's ahead.
Do You Own Gold? Central Banks Do!
02 Oct 2025
For the first time in over three decades, foreign central banks own more gold than U.S. Treasury bonds as a percentage of their reserves. What does this mean for the U.S. dollar’s privileged position as global reserve currency?
The Future of Wealth Management: Open Banking Opportunities for Our Clients
14 Jul 2025
SANDSTONE’s portfolio manager and partner Niki Dunne recently attended the Toronto Open Banking Expo, where 600+ industry leaders, regulators, and innovators gathered to discuss the current state and future of open banking in Canada.
“One Big Beautiful Bill” Could Trigger Major Changes in Cross-Border Taxation
03 Jun 2025
As the U.S. continues to grapple with fiscal pressures, the Trump administration’s sweeping tax and spending package, dubbed the “One Big Beautiful Bill Act,” has cleared the House of Representatives and now faces Senate scrutiny. Among the most consequential measures for Canadians: a new excise tax on outbound money transfers by non-citizens and a sharp increase in tax on U.S.-source income.
RRIF 25% Minimum Reduction on the Table: Why Waiting to Withdraw Could Be a Smart Move
05 May 2025
In the lead-up to the federal election — and amid market volatility driven by ongoing trade tensions — the Liberal government proposed a temporary 25% reduction in the minimum required withdrawals from Registered Retirement Income Funds (RRIFs) for one year.